-Current Mortgage  Interest Rates for loans

ProgramInterest RatePointsAPRLock PeriodMonthly cost per $1000
15/30Fixed Balloon Jumbo up to $750,000

4.125%

0 4.128% 90 Day $4.85

15/30 Fixed Balloon up to $1,500,000

4.250% 0 4.278% 90 day $4.92
30 Year Fixed  Bi-weeklyJumbo up to $750,000 4.125% 0 4.132% 90 day $4.87
30 Year Fixed Bi-weeklyJumbo up to $1,500,000 4.250% 0 4.255% 90 Day $4.95
30 Year  Fixed Jumbo up to $1,500,000 4.500% 0 4.508% 90 Day $5.08
15 year Fixed Jumbo up to $750,000 3.500% 0 3.519% 90 Day $7.13
15 Year  Fixed Jumbo up to $1,500,000  3.625% 0 3.638% 90 Day $7.27
20 Year Fixed up to $750,000 3.875% 0 3.890% 90 Day $5.99
20 Year Fixed up to $1,500,000 4.000% 0 4.010% 90 Day $6.07

5 Year Arm

3.125%

0 3.141% 60 Day $4.31
7 Year Arm 3.500% 0 3.241% 90 Day $4.48
10 Year Arm 4.125% 0 3.706% 90 Day $4.86
Interest Only 5 Year Arm 3.500% 0 3.185% 90 Day $2.99
Interest Only 7 Year Arm 3.750% 0 3.213% 90 Day $3.12
Interest Only 10 Year Arm 4.375% 0 3.817% 90 Day $3.78

Annual Percentage Rates as of February 1 ,2012. Adjustable mortgages are variable rate and may increase or decrease after closing.